Mortgage Broker
Julio Contreras
Purchase Pre-ApprovalsReal Estate Brokers
Real Estate
Purchase Pre-Approvals: Secure a clear budget and demonstrate your buyer confidence to sellers. Our pre‑approval process is fast, accurate, and tailored to your financial profile.
Rentals: Use your projected income to qualify for the mortgage you need and plan for positive cash flow or equity take‑out. We help you navigate the rental market and maximize your returns.
Refinance & HELOC: Unlock your property’s equity, consolidate debt, and increase cash flow. Our HELOC solutions provide flexible access to funds while keeping your overall costs low.
Lot & Land: Specialized financing for vacant lots or land purchases. We help you secure the right funding to build your vision from the ground up.
Renew: Don’t just auto‑renew. We shop smarter, transfer your mortgage, and negotiate better terms and rates, saving you thousands over time.
Strategies: Receive personalized strategies, expert advice, and actionable plans to save money, build credit, grow equity, and reach your financial goals.
Calculators + Planners: Empower your decision‑making with tools that project costs, savings, and future scenarios, ensuring you stay on track.
About Us
Saint John - E2J, Saint John
, E2J 2Z4
CA
We understand that the home‑buying journey can be overwhelming, which is why we communicate in English, French, and Spanish, ensuring every client feels understood and confident. Our deep knowledge of the local market allows us to match you with lenders who offer the best rates, terms, and products for your needs.
At Icon Mortgages, we value time and transparency. All our consultations are free of charge, and we work to keep costs low while maximizing your financial benefits. Whether you’re a first‑time buyer, looking to refinance, or expanding your investment portfolio, we provide a comprehensive suite of services to support your goals.
Clients consistently praise our friendly, supportive approach and the tangible results we deliver—lower rates, reduced closing costs, and improved cash flow. We invite you to experience the difference with Icon Mortgages: professional expertise, personalized solutions, and a commitment to your success.