Independent Credit Card Processing Solutions
PayPoint Systems
Dual PricingFinancial Services
Small Business
Dual Pricing & Surcharging – Keep 100% of your revenue by legally passing the transaction fee to customers, whether through dual pricing or compliant surcharging. Transparent, automated, and fully compliant with industry rules.
Smart Terminals & POS – From Clover to Dejavoo, our hardware is built for speed, durability, and seamless integration. Get a pre‑configured, ready‑to‑go system that fits every counter size.
Mobile Payments & E‑Commerce – Accept payments anywhere, anytime. Our mobile SDKs and secure gateways let customers pay on phones, tablets, or laptops, expanding your reach beyond the physical store.
High‑Risk & Specialized Processing – We understand the unique challenges of high‑risk merchants. Our flexible plans, custom underwriting, and dedicated support let you stay compliant while keeping costs low.
Industry Solutions – Retail, hospitality, restaurants, B2B, and more. Each industry gets tailored features such as quick‑checkout, tab management, recurring billing, and analytics dashboards.
Personalized Support & Consultation – 24/7 assistance, on‑site setup, staff training, and proactive reviews keep your payment flow smooth and your margins protected.
Transparent Pricing & Partnership – No hidden fees or lock‑in contracts. Our independent status lets us match you with the best rates and solutions, so you can focus on growth.
About Us
9404 Margo Ln.
Munster, Indiana 46321
US
At PayPoint Systems, we pride ourselves on being a family‑owned, relationship‑driven provider of credit‑card processing solutions. From day one, we put our clients first, fostering trust and collaboration that lasts well beyond the initial sign‑up. Our independent status means we’re not tied to a single processor, so we can tailor every part of the payment experience to meet your exact needs. We focus on integrity, transparency, and a hands‑on partnership that empowers your business to thrive.
Zero‑cost processing is our promise. With dual‑pricing or compliant surcharging, you keep 100% of your revenue while passing legitimate fees to the consumer. Our transparent rate analysis and real‑time monitoring help you stay ahead of industry changes, ensuring you never pay more than you should. We simplify the complex world of merchant fees so you can focus on delivering exceptional customer experiences, not fighting for margins.
Our hardware lineup—from Clover to Dejavoo—delivers smart terminals that fit any counter size and industry demand. Whether you’re in retail, hospitality, or high‑risk services, our POS systems are engineered for speed, reliability, and ease of use. On‑the‑go mobile payments and e‑commerce gateways extend your reach beyond the storefront, letting customers pay quickly, securely, and on any device. Every solution is pre‑programmed, fully integrated, and ready to launch in minutes.
What sets us apart is our people. You’ll work directly with a dedicated account manager and on‑call support team that knows your business inside and out. We offer 24/7 emergency assistance, training for your staff, and proactive account reviews so you’re always ahead of any hiccups. Our goal isn’t just to sign you up—it’s to grow with you, celebrate your milestones, and ensure your payment process remains flawless as your business evolves.
From high‑risk merchants to B2B wholesalers, we craft custom payment pathways that meet industry regulations and your specific workflow. Whether you’re processing gig‑economy transactions, subscription services, or bulk orders, our flexible rate structures and recurring payment tools give you the agility you need. We also provide detailed analytics dashboards so you can track revenue trends, detect fraud early, and make data‑driven decisions that drive growth.