Byran Peters - Mortgage Broker Oshawa

First Time Buyers – We walk you through every step of buying your first home, from pre‑approval to closing. Our guidance helps you secure the best rates, understand the paperwork, and avoid common pitfalls.

Private Mortgage – For clients with unique financial profiles, we access alternative lenders that offer flexible terms and higher limits when traditional banks fall short.

Reverse Mortgage – Unlock your home equity while retaining your residence. Our solutions provide tax‑advantaged income and liquidity for Canadians 55 and older, helping you maintain lifestyle and independence.

Debt Consolidation – Simplify your finances by merging multiple debts into a single, manageable payment. We negotiate lower interest rates and help you reduce overall debt faster.

Bruised Credit – Whether you’ve faced missed payments or recent life events, we offer credit‑repair strategies and loan options that work with your current score, giving you a fresh start.

Second Mortgages – Refinance or tap into your equity with a second mortgage that fits your budget. We find competitive terms that make extra funding affordable.

Separation – We specialize in navigating mortgage transitions during separation, ensuring that both parties achieve fair outcomes and protect future homeownership plans.