Your Trusted Mortgage Partner

Author

Align Lending

Home Purchase Loans

1. Home Purchase Loans - From conventional to jumbo mortgages, we shop multiple lenders to find the best rates and terms for buying your first home or upgrading to your dream property. Our AI-powered pre-approval system provides instant feedback on affordability.

2. Mortgage Pre-Approval - Get a quick, accurate pre-approval in minutes using our streamlined online application and advanced credit-analysis algorithms, giving you a competitive edge in the market.

3. Refinance Loans - Reduce your monthly payment, lower your interest rate, or shorten your loan term with our customized refinance options. We analyze your financial profile to recommend the most cost-effective strategy.

4. Cash-Out Equity Loans - Tap into the increased value of your home to finance home improvements, consolidate high-interest debt, or invest in opportunities. We evaluate your equity position and secure the best terms.

5. Short-Term Mortgage Options - Explore 15-year, 10-year, or other short-term mortgage products that keep payments affordable while paying off your loan faster, saving you thousands in interest.

6. Mortgage Rate Shopping - Our network of lenders allows us to compare rates and find the lowest possible cost for your mortgage, ensuring you don't overpay for financing.

7. Home Equity Loans - Secure a line of credit against your home's equity for flexible funding, whether it's for emergency expenses, education, or other major purchases. We guide you through the application and approval process.

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Addess:
2625 Pontiac Lake Road
Waterford, Michigan 48328 US
Email:
alignlendi@brite-mail.com
Phone:
248-506-5727

About Us

Align Lending is a locally-owned, independent mortgage brokerage committed to simplifying the journey to homeownership. With a deep understanding of Michigan's housing market, our team works exclusively for clients-not banks-ensuring that you receive the most competitive rates, the widest selection of loan programs, and a transparent, stress-free experience. Leveraging advanced AI tools, we can provide instant pre-approval decisions in minutes, cutting through the traditional paperwork bottleneck and giving you a clear financial roadmap before you even step into a house. Our dedication to personalized service means we take the time to listen, explain every option in plain language, and guide you through the entire process from the initial application to closing.

Founded by Samantha Shelton, a seasoned mortgage loan originator and industry award-winner, Align Lending prides itself on integrity, expertise, and community focus. Samantha's background in both consumer and investment lending allows us to serve first-time buyers, seasoned investors, and anyone seeking to refinance or tap into home equity. She has earned multiple accolades-including the AIME Hall of Fame, the Woman with Vision Award, and the NAMB Broker of the Year-reflecting her commitment to client success and industry leadership.

Our approach blends cutting-edge technology with a human touch: secure mobile document uploads, real-time status updates, and a dedicated broker ready to answer questions at any time. Whether you're looking for a low-interest rate, a short-term mortgage, or a cash-out refinance to fund renovations or debt consolidation, Align Lending provides clear communication, low fees, and a seamless loan process tailored to your unique financial situation. We believe that homeownership is a key pillar of long-term wealth and financial stability, and we work tirelessly to make that dream a reality for our clients.


Key Services in 2025

http://www.alignlending.com/
  • Home Purchase Loans
  • Mortgage Pre-Approval
  • Refinance Loans
  • Cash-Out Equity Loans
  • Short-Term Mortgage Options
  • Mortgage Rate Shopping
  • Home Equity Loans