Your Search for a Specialist Mortgage Advisor Ends Here. Bankruptcy? IVA? CCJ? Defaults? Bad or Low Credit Score? Doesn't matter, we can get you the YES you've been looking for! Buying a new home is exciting. But your ability to obtain a mortgage with adverse bad credit can be difficult. Whatever your situation may be, we make what seems impossible, possible. Financial mistakes happen, but we firmly believe that these shouldn't stop you from securing a mortgage.