“Everyone deserves the opportunity to get a loan when they need it.” That was Mark and Natalie’s mantra when they opened Magical Credit in 2014 as a private lender specializing in poor credit and low-income loans. We put our faith in those whom traditional lenders consider being high-risk applicants because we don’t believe that poor credit history is a fair way to judge the contents of a person’s character. Over the past few years, that faith has been rewarded with blossoming success. We’ve even been nominated for a prominent FinTech Award for our groundbreaking online application system. As a private lender, we’re able to cater to a diverse range of clients that are often overlooked by banks, financial institutions and payday loan companies - and we can do it our own way. At a time where the process of applying for a cash loan is more complex than ever, the only thing magical about Magical Credit is how we’re bringing back a simpler, straight-forward approach to lending.