At PJO Insurance Brokerage, we specialize in a broad portfolio of commercial insurance products designed to safeguard your business against today's diverse risks.

Commercial General Liability - Protects you from third-party claims of bodily injury or property damage arising from everyday business operations. Professional Liability shields consultants, architects, engineers, and other professionals against errors, omissions, or negligence claims that could jeopardize your reputation and cash flow. Product Liability covers claims related to manufactured or sold products, ensuring you're not left holding the financial burden of lawsuits.

Cyber Liability provides coverage for data breaches, network interruptions, and cyber extortion, giving you the resources to recover quickly after a digital attack. Excess/Umbrella Liability extends the limits of your primary policies, offering an additional layer of protection when standard limits are exceeded. Directors & Officers Liability protects company leadership against claims alleging wrongful decisions or actions that could impact shareholders and stakeholders.

Errors & Omissions Liability covers professional services that may result in financial losses for clients. By bundling these services, we streamline the purchasing process, reduce administrative burdens, and help you save on premium costs through integrated risk management.

Our dedicated brokers work closely with you to assess your unique exposure, tailor policy structures, and negotiate the most favorable terms with top insurance carriers. The result is a comprehensive coverage package that balances robust protection with competitive pricing, allowing you to focus on growing your business with confidence.