A key way for owners of small and midsized businesses to truly be successful and increase their net worth is to own their commercial real estate. Most people think that the dream of commercial property ownership is difficult and expensive, with large down payments and high, variable interest rates. With cash being such an important asset for any company, many business owners cannot afford to spend so much of their hard-earned capital to purchase their commercial property, even though they know what a great long-term investment owning their own property will be. This is where Fountainhead Commercial Capital, with our Small Business Administration (SBA) 504 loan program, comes in. Our loans offer long-term, below-market, fixed interest rates for owners of small and midsized businesses to purchase and/or construct their owner-occupied commercial real estate. There are three main benefits to our 504 loans: (1) low down payments — as little as 10% of the total project amount; (2) long term loans — as long as 25 to 30 year amortizations; and (3) bringing Wall Street type financing to Main Street businesses with our long-term, below-market interest rates. Much like many Americans choose to move out of apartments and into homes – to build equity in an appreciable asset – owners of small to midsized businesses should do the same. With Fountainhead’s financing, Business Owners can create wealth for themselves by having a “home” for their business instead of continuing to rent and enriching their landlord.