Your Trusted Community Credit Union

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At Maine Savings Federal Credit Union, we believe banking should be more than a transaction-it should be a partnership that empowers you to achieve your financial dreams. Founded in 1995 and headquartered in Portland, Maine, we serve a diverse membership of individuals, families, and small businesses across the state and beyond. As a not-for-profit credit union, every dollar you save or borrow works for you, not for shareholders. Our mission is simple: to provide fair, affordable financial services, exceptional member service, and a vibrant community presence.

Our member-first culture means you receive personalized attention from local branch associates who know your name and your goals. We combine the convenience of digital banking-mobile apps, online statements, and real-time alerts-with the personal touch of in-person support at over 20 branches and a network of ATMs. From opening a first checking account to securing a mortgage, we're with you every step of the way.

Beyond everyday banking, we offer a full suite of products designed to grow with you: competitive savings rates, high-yield certificates, low-fee checking, and flexible loan options. We also support our community through educational workshops, volunteer initiatives, and the Maine Savings Foundation, which invests in local schools, nonprofits, and economic development projects.

With Maine Savings, you'll enjoy transparent pricing, no hidden fees, and the peace of mind that comes from being part of a cooperative that cares. Join us today and experience the difference of a credit union that works for you, for your family, and for your community.

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Maine Savings Federal Credit Union offers a comprehensive lineup of financial solutions tailored to your unique needs. Below are the key services we provide:

Checking Accounts - Choose from our RedWallet® Cash Back or Classic options and earn up to 2% cash back on everyday debit purchases. No monthly fee, free debit card, and mobile deposit make managing your day-to-day finances a breeze.
Savings Accounts - Keep your money safe and growing with competitive rates. We offer standard savings, money market accounts with no minimum balance, and high-yield certificates that lock in rates for a fixed term.
Money Market Accounts - Access the highest returns available with a flexible account that combines safety and liquidity. Our money market accounts come with free online banking and a debit card for convenient access.
Certificates - Lock in a fixed rate for a term of 6 to 60 months, earning guaranteed compound interest. Certificates are a great way to plan for future goals, from a down-payment to a vacation fund.
Credit Cards - We provide the Maine Savings Visa® credit card, featuring low interest rates, no foreign transaction fees, and a rewards program that turns everyday spending into savings.
Personal Loans - Whether you're consolidating debt, covering home repairs, or financing a special event, our personal loans offer flexible terms, competitive rates, and no collateral required.
Home Loans - From first-time homebuyers to seasoned homeowners, our mortgage products include conventional, FHA, VA, and Rural Housing loans. We also offer refinancing and home equity options to help you unlock the value of your property.

All our products come with dedicated online tools, financial calculators, and a digital banking experience that lets you manage your money anytime, anywhere. Whether you need a simple checking account or a full suite of business banking solutions, Maine Savings Federal Credit Union is here to support you.

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