About Us

Altrua Financial Inc. stands as the premier mortgage broker in Mississauga and Oakville, boasting over 14 years of experience and more than 1,300 mortgages approved. The team, led by certified CFP professional Brent Richardson, focuses on empowering clients through thorough mortgage education and strategic financial planning. By demystifying the mortgage process, Altrua ensures each client receives informed decisions that align with long-term goals.
What sets Altrua apart is the guarantee of the lowest rates in the market, combined with a no-extra-costs philosophy-no hidden fees, no paperwork overload, and no obligation to stay with a single lender. Clients benefit from instant market scans across 45+ lenders, rapid pre-approvals, and digital signing that fits modern lifestyles. The result is a seamless journey from inquiry to closing, all while maintaining the flexibility to pre-pay and port mortgages with minimal penalties.
Beyond the purchase, Altrua's expertise extends to renovation, refinancing, and wealth-building strategies such as the Smith Maneuver, private mortgages, and second-home financing. With a focus on leveraging home equity for future investments, clients can accelerate wealth creation, reduce debt, and improve cash flow. The firm's commitment to continuous market surveillance means post-closing savings are never overlooked, ensuring clients receive ongoing value and peace of mind.