Motor Vehicle Insurance
Motor Vehicle Insurance
by: Bruce Gow http://www.insurancehq.com.au
Here’s some “Inside-Info†you must know so you won’t be taken advantage of on your motor vehicle insurance claim and also: SO YOU CAN COLLECT EVERY DOLLAR THAT’S OWED TO YOU !
The following 8 are just “The Tip Of The Icebergâ€:
#1. There are situations where you can collect for your “Lost Wages†even if you were paid by your employer and/or collected “Sick Leave†while unable to work.
#2. You can collect money and be reimbursed for any and all “Over The Counter†(non-prescription) medication you purchased during your recovery.
#3. Under normal circumstances unless a claim ends up in court (several years after impact has taken place and you are fully recovered) you do not have to agree to be examined by the insurance company’s doctor.
#4. There are many times that come to pass where you are entitled to collect the “Gross Amount†of your lost wages, not the so-called “Net After Taxesâ€.
#5. If you’re a housewife, you can often recover for “Lost Wages†(based on the “Value†of a maid or a domestic servant, who would execute the same work) which you could not perform due to the injury.
#6. You are entitled to extra compensation if you can prove you were forced to cancel a vacation and/or a special event.
#7. Under certain circumstances you may be able to make a claim (and collect for) a personal injury even if your state is “No-Fault†and you already have PIP (Personal Injury Protection) coverage.
#8. Your friends, and even relatives, have the right to execute statements which you can send to adjusters (and/or anybody you feel should get one) going into detail as to what happened to your body and what they’ve observed you’ve had to deal with (via your “Pain and Sufferingâ€) during your period of recovery.
These statements can often provide you with an even greater dollar value - - when it comes to the calculation and then the ultimate settlement of your personal injury claim!
For more information regarding motor vehicle insurance and other topics on cars and transportation, visit http://www.insurancehq.com.au